Navigating the credit card rewards arena can be confusing with so many selections available, each offering different miles, cashback, and bonuses. We have streamlined the process to help you get started in less than 5 minutes, with perpetual monitoring so that you are always aware if there are better cards available for you.
**Analysing Your Spending Habits**
The first step is to analyze your monthly expenses across different categories such as:
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- E-commerce
- Tap-and-go
- Food and beverage expenses
- Overseas spending
- General Spend
This information helps us better understand your spending patterns and identify the most suitable group of credit cards based on your spend.
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**Custom Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our collection of credit cards to evaluate the potential rewards you could earn from various credit cards, considering factors like reward rates, caps, and exclusions.
We maintain an updated database of credit card offers from all major banks and financial institutions in Singapore, including miles and cashback cards as well as Welcome Incentives.
We also suggest options for further optimization such as only filtering cards by banks or fee-waived cards initially.
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**Continuous Monitoring and Recommendations**
Since credit card terms can change over time, our platform keeps track of its recommendations based on your usage patterns and notifies you of changes to your selection to boost your rewards collection. This proactive method ensures you always have the best credit card portfolio to achieve the highest returns.
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