Navigating the credit card benefits landscape can be daunting with so many alternatives available, each offering different rewards, incentives, and perks. We've optimized the process to make it easier to start in less than 5 minutes, with continuous monitoring so that you are always informed if there are better cards available for you.
**Understanding Your Spending Habits**
The first step is to analyze your monthly expenses across different categories such as:
Nikko AM STI ETF vs SPY/VOO: Which ETF is Better for Young Singaporean Investors?
- Digital payments
- Wireless transactions
- Dining
- Overseas spending
- Other expenditures
This information helps us better understand your spending patterns and determine the optimal collection of credit cards based on your spend.
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**Custom Credit Card Recommendations**
Next, our automated tool compares your spending patterns with our database of credit cards to calculate the potential rewards you could earn from various credit cards, considering factors like incentive percentages, caps, and exclusions.
We keep a current repository of credit card offers from all key financial players in Singapore, including miles and cashback cards as well as Sign-up Bonuses.
We also provide options for further optimization such as only focusing on select bank offerings or no-fee options for the first year.
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Nikko AM STI ETF vs SPY/VOO: Which ETF is Better for Young Singaporean Investors?
**Dynamic Tracking and Advice**
Since offers and conditions can change over time, our platform continuously updates its recommendations based on your usage patterns and notifies you of changes needed in your card portfolio to enhance your miles earned. This adaptable process ensures you always have the best credit card portfolio to achieve the highest returns.
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